If it is not in the state we expected (z.B damaged by your device), we will provide you with a new assessment and tell you what you need to pay to clear what is left to pay for your credit contract. This is rare, but sometimes, if you don`t trade, your monthly device payments can increase. We told you about it in your credit agreement when you bought your device. You have a separate credit contract for each monthly payment device. It may take some time to process credit file updates to ensure they are as accurate as possible before being forwarded to credit reference and fraud prevention agencies. If you buy a monthly pay device with a credit contract, there are some important information that you need to keep in mind. Once we have completed a credit check for your order, you can see that we have left a mark in your credit file. We only make one credit check per order. A credit contract is a type of credit that allows you to spread the total cost of a new device over several months. The default is an accurate representation of the payment service and is not removed from your credit file. It will be updated only from the announcement that you had an outstanding balance to be billed. If you sign the terms and conditions of the Sky Mobile credit agreement, you agree that we will pass on your personal data to credit reference agencies (for example. B Equifax) and fraud prevention agencies (ci.B CIFAS).

Although you may have a good payment history with Sky Credit Builder, for a variety of reasons we cannot yet offer you a credit contract. For more information, see our Article Credit Checks. Each loan will go into what`s left for your old device. This is added as a «credit adjustment» on your next Sky Mobile bill. We do our usual credit, accessibility, fraud and identity checks, but we also take into account your lender`s payment history. View your bill or pay a payment. Check your bill and check a detailed breakdown online or on the My Sky app. Pay your phone bill by paying online or paying your credit contract in advance by making additional payments. Your credit file is a set of data from your credit accounts and corresponding payment results for those accounts. Each month, your device payment performance information is sent to our Equifax credit reference agency and displayed in your Equifax credit file. Other lenders could use this information to help them make their own credit decisions or fraud prevention.

With our monthly pay devices, before we can confirm your order, you must sign your credit agreement (s) online and confirm that you can pay the monthly refunds. To view and sign your credit agreement, follow the link in the email of the credit agreement we sent you or go to My Account > Mobile and connect with your Sky iD. Sky Credit Builder is only available if you talk to us over the phone and make a SIM plan. From June 4, 2020, all phones will be available on Sky Credit Builder. Sky Lender could help. It allows you to plan a SIM only to build a payment history with us over six months, and this is taken into account when you re-apply to buy a phone with a credit contract. It is currently not available for tablets. You can pay us the outstanding and your credit file will be updated to indicate that the outstanding has been compensated. Your credit contract is separate from your monthly plan contract for data, calls and texts. Each contract may have different start and end dates. Cash your unused data from your Sky Piggybank to save money on your new device.

All the unused data you put in place goes to the total amount of your new device. It cannot be used to settle a balance on your credit contract (if any). We will also ask if you can pay monthly credit repayments for the duration of the